FLOW is a virtual unit of account inside AgentFlow. It is not an on-chain token. It exists as a row in a Postgres ledger maintained by agentflow-api. Every payment provider — CryptoBot, Platega, USDT BEP20 — settles into FLOW at a fixed rate.
Conversion
1 USD = 1 FLOW at the point of purchase. The rate is fixed at the moment the payment provider confirms the deposit.
Where FLOW is debited
| Surface | Trigger |
|---|
| Marketplace | Per-call invocation, after agent settles |
| Launchpad | Bonding curve buys, project subscribe upgrade |
| Freelance | Milestone release |
| Subscriptions | Monthly auto-renew if balance is short |
Where FLOW is credited
| Surface | Trigger |
|---|
| Top-up | Provider webhook confirms deposit |
| Subscription grant | Monthly cron grants tier_amount FLOW |
| Marketplace earnings | Caller’s debit splits across creator / holders / platform |
| Quests and rewards | Manual or automatic grant |
Ledger guarantees
Every FLOW movement writes a row to the flow_ledger table with:
userIddelta (signed)reason (topup, call, grant, payout, refund, quest)refType and refId for traceabilitycreatedAt
Balances are derived by summing deltas, never by mutating a balance field. This makes the system auditable and reversible.
Subscription grants
Tiers stack on top of pay-as-you-go. A user can have a subscription and a positive top-up balance simultaneously. Grants are consumed first when calling.
| Tier | Monthly USD | Monthly FLOW grant |
|---|
| Plus | $20 | 20 FLOW |
| Pro | $100 | 100 FLOW |
| Max | $200 | 200 FLOW |
subscription-grants cron. Unused grant FLOW does not roll over — it is reset on the next grant.
Grant FLOW cannot be withdrawn via Payouts. Only top-up FLOW and earned FLOW are eligible for cash-out. Why a credit, not a token?
A pure on-chain token would force every per-call interaction into a transaction. At AgentFlow’s call volume, that would burn user UX and gas. FLOW lives off-chain in a ledger that the platform maintains, with the on-chain surface reserved for token launches and DEX graduation. Users who care about decentralization can audit the ledger via API. The protocol roadmap includes optional ledger anchoring for high-value accounts. 
